Capital One $425 million class action settlement reached: See if you qualify
If you had a Capital One 360 savings account between Sept. 2019 and June 2025, you may qualify for payments in the class action settlement.
www.usatoday.comThe most recent major update involves Capital One’s $425 million class action settlement for Capital One 360 Savings account customers, with judicial approval already reached and payments expected for eligible account holders.[2][4]
What’s the latest (the $425M 360 Savings settlement)
- Settlement amount: $425 million.[4][2]
- Who may be eligible: People who held a Capital One 360 Savings account at any time from Sept. 18, 2019, through June 16, 2025.[2][4]
- Status of the case: Reports indicate a judge approved the settlement agreement, so eligible people are now expected to receive payments.[4][2]
Separate Capital One class actions (often confused)
Capital One has had other class actions with different settlement funds and eligibility criteria, for example:
- An ERISA associate savings plan settlement reported as $9.6M (different claims process and site).[7]
What you can do now
- If you had a 360 Savings account during Sept. 2019–June 2025, check the official settlement website/notices that you received for your class and next steps (timelines can vary by settlement).[2][4]
If you tell me which Capital One account/type you had (360 Savings vs 360 Performance Savings vs retirement/401(k) plan, etc.) and your approximate dates, I can help you identify which settlement you’re most likely involved in.