Apple plans to start its U.S. iPhone leasing program on an upcoming launch date through the upgrade program channel. The service partners with Klarna's platform for bill scheduling. It targets buyers amid steeper price tags after Apple raised Mac prices recently. Users may pick spread payments instead of buying in one go. Leased iPhones can be restricted from use if terms fall apart. Apple includes associated toggles in future iOS release. Some shoppers wonder how leasing differs from ownership outright. Critics highlight that remote locks can trap users if payments slip. Supporters argue leasing cuts entry cost and streams next-device moves. The plan hooks into Apple's update schedule as iPhone costs trend up device by device. Users are advised to review before signing on.